Your underwriters
deserve better submissions

MGAs don't have an AI problem. They have a submission pile that grows faster than the underwriting desk. Here is where we start.

Where we'd start

Every MGA has the same first leak: underwriters reading submissions that were never going to bind. So that's where we start. Not with a platform, not with a roadmap. With the system that pays for the rest.

The triage. Every inbound submission read, structured, and scored against your appetite before an underwriter ever sees it. Writeable business reaches the desk with the file assembled. Out-of-appetite business gets declined the same day, politely, broker relationship intact. The math is simple: if your desk clears even two more submissions per underwriter per day, the program's capacity grows without a single hire.

The queue. Once triage runs, we rank what's left by expected premium, so the best risks are always looked at first. Not whichever broker shouted loudest. Premium per underwriter hour is the number that moves, and it moves fast when the desk stops reading garbage.

Once those two run, the rest of this page is paid for and the only question is what's next.

Then the rest of the shop

Intake

  • Triage submissions against appetite so underwriters only see what's writeable.
  • Extract and structure data from broker submissions on intake.
  • Auto-decline out-of-appetite business same day and keep the broker relationship.
  • Intake and route claims first notice.

Underwriting capacity

  • Rank the queue by expected premium so the best risks get looked at first.
  • Pull third-party data and assemble the underwriting file before review.
  • Monitor how underwriters are actually applying guidelines.
  • Stand up new programs on the existing workflow instead of building from scratch.

Clean operations

  • Catch bind-versus-quote discrepancies before the carrier does.
  • Produce carrier and reinsurer reporting without a spreadsheet chain.

Your job not on the list? Good. The list is where we usually start, not where we stop. Tell us the job in three sentences and we'll come back with a straight answer: buildable or not.

If you've seen the underwriting workbench demos

You already know the pitch: one platform, annual license, an implementation quarter, your desk migrates onto it. Here is the honest difference.

The workbenchWhat we build
Where it livesTheir cloud, your desk movesYour systems, your desk stays
What it costsAnnual license per seat, implementation on topMonthly retainer, no build fee, no seats
What fitsTheir appetite model, tuned for everyoneYour appetite, your guidelines, your paper
Who it needsA migration quarter and a championSix weeks, no new logins
How it endsThe license renewsThe numbers stop justifying it, you cancel

What we find in a typical engagement

The same three constraints, at nearly every desk we sit down at. None of it takes a crystal ball. It takes a system pointed at it.

50%+
The triage

Across the market, more than half of inbound submissions are out of appetite or incomplete. Underwriters read them anyway. That is the desk's day, gone.

Days
The broker relationship

Submissions that sit longer than a few days lose the account to whoever quoted first. Speed is the only loyalty program a broker has.

2x
The queue

Rank the same queue by expected premium and the desk clears its best risks first. Same people, same paper, twice the premium per hour.

Built and run, on retainer

Your data doesn't leave your walls. No new logins for your team to learn.

Integrations include but aren’t limited to: Salesforce · Power BI · Excel · Outlook · Thomson Reuters

Monthly retainer, monthly report with numbers. If the numbers stop justifying it, you should cancel. We'll say so first.

What the retainer covers: triage and the ranked queue first, then the rest of the menu as the desk absorbs them. One cleared extra submission per underwriter per day is a percentage point of premium. The retainer prices in well under that.

2,318submissions triaged on intake 41%declined same day, broker informed +2.1subs cleared per underwriter daily 3.5hunderwriter hours returned to the desk

Tell us the job.

Book a call →

Straight answer within one business day. Buildable or not.